Important Legal Information (Disclaimer)

The Konwave AG website contains, inter alia, information and opinions on investment instruments, products and services (hereinafter collectively referred to as “financial products”).

You may therefore only visit the website if you carefully read and subsequently accept the following important legal notices for financial products. By giving your consent and accessing the website, you confirm that you have understood the legal notices and expressly agree to them.

Please note that the information contained on the following pages is addressed exclusively to “qualified investors” within the meaning of Art. 10 CISA with residence/registered office in Switzerland.

Local statutory restrictions

The website contains information and opinions on financial products (e.g. investment funds) that may be subject to differing registration requirements in other countries. It is not directed at natural or legal persons for whom the use of or access to the Konwave AG website would contravene the legal order of their state due to the nationality or domicile/registered office of the person concerned or for other reasons. This applies in particular to citizens and/or residents of Great Britain, Japan and the USA.

No recommendation or offer

The published content constitutes neither a recommendation nor an offer to acquire, hold or sell the financial products mentioned or to carry out any other transaction or legal act. It serves exclusively for personal use and information purposes, and it may be changed at any time without prior notice by Konwave AG, as may these legal notices for financial products. The content provided in the financial products section does not constitute recommendations for your investment or other decisions and has no advisory character. Before investing in a financial product, investors must have carefully read the current legal documents as well as all other documents that may be required under local statutory and regulatory provisions (e.g. prospectus plus annual and semi-annual report of an investment fund). A detailed study of the legal information and risk warnings contained therein is particularly important. Before taking any investment decision, it is also recommended to consult a specialist.

No warranty

Konwave AG applies the highest possible due care when compiling the content on financial products. Konwave AG and its contractual partners assume no warranty or liability towards third parties regarding the accuracy, up-to-dateness and completeness of the published content. In particular, Konwave AG is under no obligation to update the content or remove outdated content. Konwave AG also assumes no responsibility and gives no guarantee that the functions of the website with content on financial products will be uninterrupted or error-free, that errors will be remedied, or that the website or the respective server are free of viruses or other harmful components and programs. Furthermore, the Konwave AG website may contain links leading to third-party websites. These links are entirely beyond the control of Konwave AG. Konwave AG therefore accepts no responsibility for the accuracy, completeness and lawfulness of the content of such websites or for any offers and services contained thereon.

Risk notice

As a rule, the higher the risk (price fluctuations), the longer the investment horizon should be, and the greater the return opportunities. The value of invested capital as well as the income derived from it (e.g. distributions in connection with investment funds) is subject to fluctuations and may even cease entirely. Investments in foreign currencies are directly and indirectly subject to exchange rate fluctuations. Individual financial products are fundamentally subject to higher risks.

Performance

Positive past performance (performance) is no guarantee of positive future performance. Konwave AG and its contractual partners can therefore give no guarantee of preserving the value (let alone increasing the value) of invested capital, and investors must be prepared or able to accept any substantial losses or even total losses. Performance calculations do not take into account any fees and costs incurred when purchasing, holding or selling the financial product (e.g. commissions and costs charged when subscribing and redeeming fund units).

Exclusion of liability

Konwave AG and its contractual partners disclaim, to the extent permitted by law, any liability (including negligence and liability towards third parties) for any losses arising from direct, indirect or consequential damage of any kind that is connected with the use of the website and its content or with the risks of the financial markets.

Sources

The legal bases of a collective investment scheme listed in the following financial products section may be obtained from the representative. The representative of all funds managed by Konwave AG in Switzerland within the meaning of Art. 120 and 123 et seq. CISA is GAM Investment Management, Hardstrasse 201, P.O. Box, 8037 Zurich. The paying agent of all funds managed by Konwave AG in Switzerland within the meaning of Art. 121 CISA is Bank Julius Baer & Co. Ltd., Bahnhofstrasse 36, P.O. Box, 8010 Zurich.

Property rights

All content of this website is protected by copyright and is owned by Konwave AG unless expressly stated otherwise. No part of this website grants any licence or usage rights to images, texts, trademarks or logos. Downloading or copying the website does not transfer any rights to software contained thereon or to any material contained thereon. Any reproduction or further publication of content from this website requires the written consent of Konwave AG as well as the express indication of the source.

Applicable law/jurisdiction

Access to and use of the Konwave AG website as well as these important legal notices for financial products are governed by Swiss law. The exclusive place of jurisdiction is Zurich, Switzerland.